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109 W Madison Street

PHILO, IL 61864
  • $165,000
  • STATUS: Active
  • MLS #: 12717006
Price Reduced
UPDATED: 55 min ago
$165,000
  • 4
    BEDS
  • 0.28
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 2,000
    SQFT
  • $83
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1880
County:

School Information

Elementary School:
Middle School:
High School:
School District:
7

Description

Excellent investment opportunity in the heart of Philo! This income-producing property offers over 2,000 square feet and has been successfully operated as a duplex for many years. Currently configured as two 2-bedroom, 1-bath units, the home also offers the potential to be converted back into a single-family residence by reopening the interior staircase to the second floor. The upper unit, accessed by a private exterior staircase, features updated paint, an updated bathroom, and an updated kitchen area, while the spacious main-level unit is occupied by long-term tenants. A shared laundry area is located in the basement, and both residential leases extend through April 2027, providing immediate rental income. Additional income is generated by a detached 3-car garage and a separate 1-car garage, both currently leased as storage units. The property features an updated septic system with city water service, a roof replaced by the current owner, separately metered electric service, shared water and gas that are billed back to the tenants, a large welcoming front porch, rear tenant parking, and a common outdoor area perfect for relaxing or grilling. Being sold as is, this handyman special offers outstanding investment potential with multiple possibilities in a desirable small-town community.

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© 2026 Midwest Real Estate Data LLC. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by MTP, MRED or Ani Real Estate.

Based on information submitted to the MLS GRID as of 2026-09-12T21:01:48.697 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Some properties which appear for sale on this website may subsequently have sold and may no longer be available. NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

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109 W Madison Street PHILO, IL 61864

  • Price: $165,000
  • Status: Active
  • On Site: Days
  • Updated: 55 min ago
  • MLS #: 12717006
4
Beds
2
Baths
0
½ Baths
0.28
Acres
2,000
SQFT
$83
$/SQFT
1880
Built
Neighborhood:
Orig Town Of Philo
County:
Champaign
Area:
Southern Champaign County / Douglas County
Elementary School:
Unity East Elementary School
Middle School:
Unity Junior High School
High School:
Unity High School
School District:
7
Property Description
Excellent investment opportunity in the heart of Philo! This income-producing property offers over 2,000 square feet and has been successfully operated as a duplex for many years. Currently configured as two 2-bedroom, 1-bath units, the home also offers the potential to be converted back into a single-family residence by reopening the interior staircase to the second floor. The upper unit, accessed by a private exterior staircase, features updated paint, an updated bathroom, and an updated kitchen area, while the spacious main-level unit is occupied by long-term tenants. A shared laundry area is located in the basement, and both residential leases extend through April 2027, providing immediate rental income. Additional income is generated by a detached 3-car garage and a separate 1-car garage, both currently leased as storage units. The property features an updated septic system with city water service, a roof replaced by the current owner, separately metered electric service, shared water and gas that are billed back to the tenants, a large welcoming front porch, rear tenant parking, and a common outdoor area perfect for relaxing or grilling. Being sold as is, this handyman special offers outstanding investment potential with multiple possibilities in a desirable small-town community.
Exterior Features

Architectural Style Farmhouse Is Parking Included In Price Yes Lot Size .25-.49 Acre Parking Features GarageYesDetached Parking Total 4 Types 2 Stories Waterfront YN No

Interior Features

Appliances RangeRefrigerator Approximate Finished Sq Ft 2000 Basement Bathrooms YN No Basement Details FinishedPartial Basement Sqft 832 Bedrooms Below Grade 0 Bedrooms Total 4 Below Grade Finished Area 0 Cooling Window Unit(s) Dining Room Separate Heating Natural GasForced Air Interior Features 1st Floor Bedroom Lower Square Feet 0 Main Sq Ft 1168 Room Type No additional rooms Rooms (N/A) (N/A) (N/A) (N/A) (N/A) (N/A) (N/A) (N/A) (N/A) (N/A) Bedroom 2 (Main) Bedroom 3 (Second) Bedroom 4 (Second) Dining Room (Main) Family Room (Second) Kitchen (Main) Laundry (N/A) Living Room (Main) Master Bedroom (Main) Rooms Total 8 Total Sq Ft 2000 Unfinished Sqft 2832 Upper Square Feet 832

Property Features

Age 100+ Years Association Fee Frequency Not Applicable Association Fee Includes None Built Before1978 YN Yes Corporate Limits Philo Disability Access And Or Equipped No General Information None Master Association Fee Frequency Not Required Mls Actual Status Price Change New Construction YN No Other Equipment TV-Cable Ownership Fee Simple Rebuilt YN No Sewer Septic Tank Special Listing Conditions None Tax Annual Amount 2930.82 Tax Year 2025 Township Philo Type Detached Single Water Source Public

Listing courtesy of © 2026 Midwest Real Estate Data LLC as distributed by MLS GRID.
Listing provided courtesy of Green Street Realty: .



© 2026 Midwest Real Estate Data LLC. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by MTP, MRED or Ani Real Estate.

Based on information submitted to the MLS GRID as of 2026-09-12T21:01:48.697 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Some properties which appear for sale on this website may subsequently have sold and may no longer be available. NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

Digital Millennium Copyright Act
 
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